As we get older, we tend to look back and think about what we could of done differently. I’m a firm believer of no regrets however there are a few things that I wish I knew about or was taught when I was younger.
The great thing is that we are never too old to start doing something new. It doesn’t matter if you’re a teenager, in your mid 30s or even 60+, these tips will plant seeds for your future.
This might be a no brainer but you’ll be surprised at how effective this can really be. Even if you start small at £20 a month, and over time increase the amount you save, knowing that you have your savings to use towards something really important in life is a great feeling. Of course, the earlier in life you start saving, the more of a habit it becomes. Meaning that it will become second nature to put some money aside every month.
If you have an idea, pursue it.
I cannot stress how much I now live by this. It can take time to really pursue an idea but once you’ve got it, research, educate yourself, invest in it. If you truly believe in something, make sure that you put your time and effort into it; work hard. There’s no greater feeling than seeing your idea come to light and seeing how hard you’ve worked to bring it into this world.
Learn about property investment.
This ties into the point I made about saving. We know that depending on factors such as salaries, where you live, savings etc, will have an effect on being able to buy a house. Especially trying to buy somewhere in London. We all know how expensive it is. Believe me, I’m no expert in property, but from what I have been taught and what I do know about it, I would advise everyone to do some research on it. The different ways you can invest, different areas to invest in and so on. Having the knowledge will make it a lot more easier when you are ready to buy.
Build your credit score.
Ok, I know I said no regrets earlier but this is something I truly regret not doing from early. Building your credit score. Doing it properly from a young age is the best thing ever. But doing it from any age is still just as good. As long as you are aware of what you need to do in order to improve it, you’ll be fine. Research & educate yourself. This will help with so much in life.
Only buy a car when it’s absolutely necessary.
Just because you passed your driving test doesn’t mean you have to buy a car then and there. I get it, it’s exciting knowing you have passed your test and are able to drive a car, but don’t get caught up in the hype. Having a car is a luxury in life. It costs. Buy one when you genuinely need it. I’ve been there and done it, then realising it was completely unnecessary and sold it.
These are just a few tips that I’ve learnt to implement into my life and I hope that you can implement them into yours too. No matter what age you are, what position you are at in your life, knowing you can make a difference to your future by planting seeds in the present will having you reaping the benefits of life.
The reason for calling this blog “What would I tell my younger self?” is because I didn’t the do the above things at a young age. But I’ve learnt from my mistakes and now understand what I can do in the present moment to ensure I am living the best I can and becoming the best version of myself.
No regrets, ok maybe 1. I just wish I made better decisions.
Remember to Keep it Simple, Yeah?